Demand
Compliance keeps growing
Returns, tax invoices and digital filing all arrive on fixed dates, each with a penalty for missing it.
Finance and accounting
Finance and accounting keep every other business honest
Accountants, tax advisers and finance teams are how small firms stay compliant and large ones stay in control. The work is precise, bound by deadlines and too often copied by hand.
Why it matters90%of businesses worldwide are small and medium enterprises, and they provide more than half of all jobs.World Bank, 2024 40%of GDP in emerging economies can come from small and medium enterprises.World Bank, 2024 30.1%of India's GDP came from micro, small and medium enterprises in 2022-23.Ministry of MSME, Government of India, Annual Report 2024-25, 2024
Clean books are how small firms get credit
Every business needs its books kept, its taxes filed and its cash watched. For small firms that usually means an outside accountant; for large ones, a finance team with controls, approvals and audits.
The World Bank counts nine in ten businesses as small or medium-sized, and says they can account for 40% of GDP in emerging economies. Clean accounts are part of how they borrow, and so how they grow.
Forces
What is changing the sector
Four pressures, in plain words. Where a published figure backs one up, we show it with its source.
Skills
From entry to advice
The WEF finds skill gaps are the top barrier to transformation for most employers. In finance, time saved on data entry can go to advice.
39% of workers' core skills are expected to change by 2030, and skill gaps are the top barrier to transformation for 63% of employers. World Economic Forum, Future of Jobs Report 2025, 2025
Digital
Invoices that get paid
Payment links, reminders and reconciliation turn a month-end chase into a daily habit.
Climate
Paper out of the process
Receipts snapped on a phone and invoices sent as links replace printing, posting and filing.
Everyday problems
What gets in the way, at both ends of the scale
The small operator and the large one share the same trade, but not the same headaches.
Small operators
One owner, too many jobs
- Invoices built in a word processor and chased by phone
- Receipts in a shoebox until the return is due
- VAT or sales tax returns prepared at the last minute
- Expense claims on paper, paid late
- No clear picture of who owes what
Large organisations
Many sites, too many systems
- Many entities, each with its own books and tax registrations
- Purchase approvals and three-way matching across departments
- Corporate cards and expense policies to enforce
- Notices from tax departments tracked in email
- Auditors asking who changed what, and when
What good looks like
The standard worth aiming for
- 01
Invoices out, money in
VAT invoices, payment links, reminders and credit notes.
- 02
Returns without the scramble
VAT and sales tax summaries worked out from your invoices.
- 03
Spend under control
Receipts snapped to claim, policy checks and approvals before reimbursement.
- 04
An answer for every auditor
Approvals, and an audit log of every change to money, access and data.
How Intersink fits
A first set, priced from real app prices
A practice, or a company’s finance function, is a channel. Accounting, Tax, Expenses and Purchasing are apps on it, feeding the same books.
| App | What it does | Per month |
|---|---|---|
| Accounting | Invoice your clients, track what they owe, record expenses and see profit. | Free |
| Tax | UK VAT and US sales tax with reconciliation, due dates and notices. | Free |
| Total per channel, per month, before tax | Free | |
Add or remove apps at any time. An app removed mid-month is billed only for the days it was installed. Every price
When you need more
Expenses
Employee expense claims, corporate cards and reimbursements with policy checks.
Free
Purchasing
Vendors, purchase requests, orders and approvals that feed bills into Accounting.
Free
Contracts
Contract templates, e-signature and a register with renewal reminders.
Free
CRM
Leads, contacts, tasks, calendar, tickets and ads in one place.
Free
Projects
Client projects, milestones, boards and timesheets that flow into Accounting.
Free
Helpdesk
Omnichannel support: email, chat and WhatsApp in one queue with SLAs.
Free
Small and large
What each gets out of it
The first set above costs Free a month per channel before tax. The same apps scale to many brands without switching product.
Small and medium
Start small, add as you grow
- A sole trader can start with Accounting alone
- Add Tax when returns take more than an evening
- A monthly invoice after use, with tax shown on it
- Startup and small business credits, if you qualify
Enterprise
Control across brands and sites
- One business per legal entity, each with its own invoice
- Approvals and three-way matching before bills are paid
- Corporate cards with limits in Expenses
- An audit log nobody can edit, ready for your auditors
Set it up
From nothing to your first working day
Each step is a real screen in the panel. Stop whenever you like; everything waits for you.
- 1
Create your User ID
Free, with passkeys and 2-step verification.
- 2
Add your business
Its legal name, registration and VAT or EIN number, so invoices are right from the first month.
- 3
Open a channel
One per brand or line of business, with its own name, website address and team.
- 4
Install Accounting and Tax
Add clients, payment terms and your invoice template; returns build from the invoices you raise.
- 5
Add Expenses and Purchasing
For teams that spend and buy on the company’s behalf.
Sources
Where the figures come from
- World Bank2024
- Ministry of MSME, Government of India, Annual Report 2024-252024
- World Economic Forum, Future of Jobs Report 20252025
Figures are quoted as the source publishes them, with the year of publication. App prices are our own, in pounds per channel per month before tax.
Other sectors
Run your finance and accounting business on Intersink
Create your User ID, add your business and open a channel. Install the apps you need and pay for them after the month.